Credit teams spend hours turning an application into a memo. The Credit Memo Agent reads the application, the applicants, their income, expenses, assets and liabilities, and drafts the memo your committee would expect: serviceability, conduct, security, key risks, mitigants and a recommendation.
The agent never approves or declines. Your rulesets, scorecards and policy gates make the decision, and your credit team signs it off.
How we govern AISorts every upload into the right document type, extracts the figures that matter and checks them for consistency.
Turns customer emails into cases, summarised and classified by intent and sentiment, and links them to the right customer and loan.
Answers questions about your policies, procedures and regulatory guidance in plain English, showing the documents it drew on.
Describe a process in plain English and get a working agent: a decision tree your team can read, test and approve.